No Checkbook?
No Problem!

Ask us how you can get a cash advance with a bank account, but without a checkbook!

How does a Cash Advance / Payday Loan work?

Cash advances are small loans designed to help you quickly get money, when you need it before your next payday. These short-term loans come in handy, especially when life throws you emergency car repairs, traffic tickets or medical bills. Getting a cash advance at Always Money™ may be easier than you think. After applying for the loan and getting approved, here’s how it works:


Write a personal check for the total loan amount due


We’ll hold the check until your next payday


You’ll walk out with cash in your pocket!


Come back to see us at Always Money on your next pay day to repay your loan

Yes...It's that easy!


  • At least 18 years old ( 19 for Cash Advance / Payday loan in Alabama )
  • Active checking account statement and your check book (No check book? No problem. We can print a check for you using your bank account information)
  • Proof of income (most recent paycheck stub)
  • Proof of residence such as one of the following: mortgage or rent receipt, utility bill
  • SSN verification
  • A valid government-issued photo ID

How to apply?

Getting a cash advance or payday loan in Alabama and Mississippi at Always Money is easy! Stop by an Always Money location near you today to complete a simple application or fill out this online form to get started. You may also call 1-888-618-9217 during normal business hours to get pre-approved over the phone!

Benefits of Loans at AlwaysMoney

At Always Money, we know that everyone has different needs and different resources, so that’s why we offer a variety of loan products to help find a way for everyone.


1You don’t have to have a perfect credit score.

When it comes to loans at Always Money, you don’t have to have a perfect credit score in order to be approved. We understand that financial hardships happen, and we care more about your ability to repay.

2Walk in today and leave with money you need, when you need it.

We have several loan options to choose from. Learn more about the loan requirements here or get started online so you can be in and out in minutes.

3And if you need more money, ask us about our installment or auto title loan options!

There are two installment loan options available in Alabama and South Carolina. With the consumer installment loan, you can borrow up to $999 in Alabama with repayment terms up to 6 months and borrow up to $1,500 in South Carolina with terms up to 12 months. Or borrow up to $10,000 in both South Carolina and Alabama with a secured installment loan or auto title loan. Auto title loans are also available in Mississippi for loans up to $2,500! Learn more here.

AlwaysMoney stores

Click on the below locations to find your nearest stores for Payday Loans in Alabama / Mississippi and Cash Advance Loans in Alabama / Mississippi.

AlwaysMoney™ has its stores in Alabama, Mississippi and South Carolina. When you’re low on cash and you need help paying your bills and unexpected expenses, AlwaysMoney™ is there to help you get the cash you need.

Find your nearest stores